Lakhpati Didi Yojana: Aim, benefits, how to apply, eligibility

The Lakhpati Didi Yojana aims to create three crore ‘lakhpati didis’ (prosperous sisters) in villages across India by providing them with tools to become financially self-reliant. Check out the aim, benefits, how to apply, eligibility and other details here.

The Lakhpati Didi Yojana aims to create three crore ‘lakhpati didis’ (prosperous sisters) in villages across India by providing them with tools to become financially self-reliant. Check out the aim, benefits, how to apply, eligibility and other details here.

New Delhi,UPDATED: Feb 1, 2024 12:50 IST

Rajasthan has witnessed the launch of several empowering schemes by the new government, and one of the standout initiatives is the Lakhpati Didi Yojana. This scheme, designed to uplift women by providing financial assistance, aims to boost entrepreneurship and improve the financial standing of women in the state.

WHAT IS THE LAKHPATI DIDI YOGANA?

Launched on December 23, 2023, by the BJP government in Rajasthan, the Lakhpati Didi Yojana is a skill development programme catering to women in rural areas.

The scheme encourages women to join self-help groups such as Anganwadi didi, bank wali didi, and medicine wali didi, offering them the tools to become financially self-reliant so that they can earn a sustainable income of at least Rs 1 lakh per annum per household.

AIM OF LAKHPATI DIDI YOJANA

The primary goal of this scheme is to support economically disadvantaged women, providing them with a loan of INR 5 lakh without interest. By doing so, the scheme empowers women to initiate and grow their businesses, breaking free from financial constraints.

The government aims to create three crore ‘lakhpati didis’ (prosperous sisters) in villages across India, and benefit 11.24 lakh women in the state of Rajasthan.

The scheme gained prominence for offering loans to eligible women, conducting monthly camps to disburse loans, especially to those with lower incomes.

In addition, extensive training sessions ensure that women acquire the necessary skills for business endeavors, contributing to their economic growth.

LAKHPATI DIDI SCHEME IMPLEMENTATION

Implemented by the Department of Rural Development in Rajasthan, the Lakhpati Didi Scheme focuses on skill development, education, and financial assistance.

This step is a giant leap towards empowering rural women, fostering financial independence through the imparting of cash, education, and skills.

BENEFITS OF LAKHPATI DIDI YOJANA

Alongside financial aid, the Lakhpati Didi scheme offers various benefits:

Training for all women: The scheme ensures comprehensive training opportunities for women, enhancing their skills and empowering them economically.

Connection with Self-Help Groups (SHGs): Women are connected with SHGs, enabling them to receive training in areas such as making LED bulbs, plumbing, repairing drones, fostering financial independence.

Introduction of 20,000 women to self-help groups: Lakhpati Didi facilitates the entry of 20,000 new women into self-help groups, encouraging them to initiate and manage their businesses.

Drone provision for agriculture: Women SHGs will receive drones for agricultural activities, marking a technological shift to enhance the rural agricultural sector and empower women. Approximately 15,000 women’s SHGs will undergo training in drone operation and repair. The integration of drones holds the potential to revolutionize agriculture, enabling precision farming, crop monitoring, and pest control.

Additional benefits of the scheme: The scheme provides various additional benefits, including financial literacy workshops, credit facilities, vocational training, insurance coverage, talent development, financial incentives, virtual monetary inclusion, self-belief construction, work teaching, and empowerment.

ELIGIBILITY CRITERIA

To qualify for the Lakhpati Didi Yojana, applicants must be native to Rajasthan and actively engaged in self-help groups. The eligibility criteria focus on empowering women, ensuring they are the primary beneficiaries of this initiative.

LAKHPATI DIDI YOJANA APPLICATION PROCESS

The application process for the Lakhpati Didi Yojana involves joining self-help groups. Interested women can obtain further details from their nearest Anganwadi centre.

Applying for the scheme entails submitting relevant documents and gathering information from the Anganwadi center.

DOCUMENTS REQUIRED

To apply for the Lakhpati Didi Yojana, applicants need to provide essential documents such as domicile certificate, aadhar card, ration card, income certificate, and bank account information.

Published On:

Feb 1, 2024

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