Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Hilton Honors American Express Surpass® Card, Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Bold® Credit Card. The details for these products have not been reviewed or provided by the issuer.
Marriott Bonvoy Bevy™ American Express® Card
Insider’s Rating
A five pointed star
A five pointed star
A five pointed star
A five pointed star
A five pointed star
3.4/5
Regular APR
20.99% – 29.99% Variable
Limited Time Offer: Earn 125,000 Marriott Bonvoy bonus points
Recommended Credit
Good to Excellent
Pros
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Substantial welcome offer and 4x bonus points on dining worldwide and U.S. supermarkets
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Automatic Marriott Gold elite status (room upgrades and late checkout when available, bonus points on stays)
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Earn 1,000 bonus Marriott points per stay
Cons
con icon
Two crossed lines that form an ‘X’.
High annual fee
con icon
Two crossed lines that form an ‘X’.
No free night award after your account anniversary; must spend $15,000 in a year to earn
con icon
Two crossed lines that form an ‘X’.
4x points capped at $15,000 in combined purchases on dining and U.S. supermarkets
Insider’s Take
The Marriott Bonvoy Bevy™ American Express® Card is worth considering if you stay with Marriott often, want to earn points fast, and don’t mind paying a high annual fee for better earning rates and premium travel perks like Gold elite status. But the card has some notable caveats compared to some other Marriott Bonvoy credit cards that affect its overall appeal.
Product Details
Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases.
1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
With complimentary Gold Elite status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy BevyTM Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy BevyTM American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you’ll still earn rewards the way you usually do.
$250 Annual Fee.
Terms apply.
The Marriott Bonvoy Bevy™ American Express® Card is worth considering if you stay with Marriott often, want to earn points fast, and don’t mind paying a high annual fee for better earning rates and premium travel perks like Gold elite status. But the card has some notable caveats compared to some other Marriott credit cards that affect its overall appeal.
Marriott Bonvoy Bevy Review: Is It the Best Credit Card for You?
The Marriott Bonvoy Bevy™ American Express® Card, with a $250 annual fee, is positioned as a mid-tier card between the popular Marriott Bonvoy Boundless® Credit Card
($95 annual fee) and premium Marriott Bonvoy Brilliant® American Express® Card ($650 annual fee). For example, it comes with automatic Marriott Gold elite status, compared to the Silver status awarded by the Marriott Bonvoy Boundless® Credit Card and Platinum status with the Marriott Bonvoy Brilliant® American Express® Card.
The Marriott Bonvoy Bevy™ American Express® Card earns 6x points on hotel purchases at participating Marriott Bonvoy locations, as well as 4x at restaurants globally and at U.S. supermarkets on the first $15,000 in combined purchases per year (then 2x). All other purchases earn 2 points per dollar. While that’s a great earning rate for dining and groceries, if you spend more than $15,000 in those categories annually, the cap could be a significant drawback.
Surprisingly, unlike other annual-fee Marriott Bonvoy credit cards, the Marriott Bonvoy Bevy™ American Express® Card doesn’t get you an annual free night certificate. Instead, you can only receive a Free Night Award worth up to 50,000 points after making $15,000 in purchases in a calendar year. This is a major snag in the overall value of the card. On other Marriott Bonvoy cards, like the Marriott Bonvoy Boundless® Credit Card, the free anniversary night certificate is one of the best perks, so its absence on the Marriott Bonvoy Bevy™ American Express® Card really sticks out.
If you’re interested in getting the annual free night, the Marriott Bonvoy Boundless Card currently has a welcome bonus offer of 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first three months from your account opening for a $95 annual fee. It earns 3x points at grocery stores, gas stations, and on dining (on up to $6,000 in combined purchases per year, then 2x). And, you can earn one Elite Night Credit every time you spend $5,000 on your card.
Outside of the Marriott Bonvoy program are other valuable hotel cards, like the Hilton Honors American Express Surpass® Card
, which are also worth considering. This card offers cardholders automatic Hilton Gold elite status and a $150 annual fee, with a welcome bonus offer of 170,000 Hilton Honors bonus points after you spend $3,000 in purchases on the card within your first six months of card membership (offer ends 1/17/24).
Before you apply, you should check out our guide to the best hotel credit cards to find the card that best suits you.
See our picks for the best credit cards »
Insider’s Featured Rewards Credit Cards
Chase Sapphire Preferred® Card
Capital One Venture Rewards Credit Card
Wells Fargo Autograph℠ Card
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Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.
Earn 5x miles per dollar on hotels and rental cars booked through Capital One Travel. Earn unlimited 2x miles on every purchase.
Earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1x points on other purchases.
Limited Time Offer: Earn 30,000 bonus points
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Marriott Bonvoy Bevy Rewards
Welcome bonus offer
New cardholders can earn 125,000 Marriott Bonvoy bonus points after you use your new card to make $5,000 in purchases within the first six months of card membership (offer ends 11/01/2023). That’s worth around $875 in stays, based on Insider’s points and miles valuations, but keep in mind that the actual value of your points will vary depending on how you redeem them.
How to earn points
The Marriott Bonvoy Bevy™ American Express® Card was designed with speed in mind; cardholders are meant to earn points quickly in useful categories, but in reality that depends on how you spend. The easiest way to earn rewards is on hotel purchases, as it’s the highest earning category.
The Marriott Bonvoy Bevy™ American Express® Card earns valuable Marriott Bonvoy points on purchases including:
6 points per dollar spent on purchases at participating Marriott Bonvoy hotels4 points per dollar spent at restaurants worldwide and U.S. supermarkets (up to $15,000 in combined purchases a year, then 2x)2 points per dollar spent on all other eligible purchases
The Marriott Bonvoy Bevy™ American Express® Card also awards 1,000 bonus points for each qualifying Marriott stay (more on that in a bit).
How to use points
The Marriott Bonvoy program lets you redeem points for free hotel stays at thousands of participating properties around the world. Hotel rates can range from 5,000 points per night up to 120,000 points per night. Since Marriott Bonvoy uses dynamic award pricing, prices can significantly fluctuate depending on travel season and room pricing.
You can also transfer points to airline partners, or redeem them for rental cars, gift cards, and exclusive culinary, sports, arts, and lifestyle experiences through Marriott Bonvoy moments.
Marriott Bonvoy Bevy Benefits and Features
Complimentary Gold Elite Status
The Marriott Bonvoy Bevy™ American Express® Card comes with automatic Gold elite status for the primary cardholder. This gets you exclusive perks like a 25% bonus points on stays, upgrades to better rooms (when available), 2 p.m. late checkout (when available), and welcome gift points.
Bonus points on stays
When you use your Marriott Bonvoy Bevy™ American Express® Card card to pay at Marriott Bonvoy properties, you can earn 1,000 Marriott bonus points for each eligible stay. To receive the points, you must book directly through Marriott and not a third-party site or online travel agency.
According to Insider’s valuations, 1,000 Marriott points are worth about $7 in stays, which isn’t a lot. But if you stay with Marriott frequently, this benefit could add up.
Free Night Award
Unlike other Marriott cards that award a free night after every account anniversary, the Marriott Bonvoy Bevy™ American Express® Card only offers a free night after you make $15,000 in purchases in a calendar year. The free night award is valid at hotels that cost up to 50,000 points per night, and you can top up free night awards with up to 15,000 Marriott points from your account if you want to stay at a pricier hotel.
15 annual elite night credits
You’ll receive 15 elite night credits per calendar year toward higher elite status (the next tier after Gold is Platinum Elite status, which requires 50 elite nights per year).
Secondary car rental insurance
When you decline the car rental company’s collision damage waiver and use your Marriott Bonvoy Bevy™ American Express® Card to pay for your vehicle rental, you can be covered for damage or theft. This coverage is secondary, and does not include liability insurance.
Baggage insurance plan
If you paid for your airline ticket or fare with other common carriers using your Marriott Bonvoy Bevy™ American Express® Card, you’ll be covered for eligible lost, damaged, or stolen baggage up to $1,250 per covered person.
Trip delay insurance
Pay for your ticket with the Marriott Bonvoy Bevy™ American Express® Card, and you can get reimbursed by trip delay insurance for up to $300 per covered trip for essentials like meals, lodging, toiletries, medication, and other personal items if you’re delayed by 12 hours or more, up to two times per consecutive 12-month period.
Purchase protection
If you’ve paid for an eligible item with your Marriott Bonvoy Bevy™ American Express® Card and it’s accidentally damaged or stolen within 90 days of purchase, purchase protection may cover you for up to $10,000 per covered purchase, and up to $50,000 per eligible card (up to $500 for a natural disaster covered event).
Extended warranty
Marriott Bonvoy Bevy™ American Express® Card cardholders can also qualify for an extended warranty on eligible items when they use their card to pay — up to one additional year added to eligible US manufacturer’s warranties of five years or less. Coverage is up to $10,000 per purchase and up to $50,000 per eligible card.
Global Assist Hotline
With the Marriott Bonvoy Bevy™ American Express® Card, you’ll get access to Amex’s Global Assist Hotline, which can help you arrange things like passport replacement, medical referrals, and translation services if you’re away from home. While the service itself is complimentary, you’ll be responsible for any third-party costs.
Marriott Bonvoy Bevy™ American Express® Card
Insider’s Rating
A five pointed star
A five pointed star
A five pointed star
A five pointed star
A five pointed star
3.4/5
Regular APR
20.99% – 29.99% Variable
Limited Time Offer: Earn 125,000 Marriott Bonvoy bonus points
Recommended Credit
Good to Excellent
Pros
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Substantial welcome offer and 4x bonus points on dining worldwide and U.S. supermarkets
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Automatic Marriott Gold elite status (room upgrades and late checkout when available, bonus points on stays)
Check mark icon
A check mark. It indicates a confirmation of your intended interaction.
Earn 1,000 bonus Marriott points per stay
Cons
con icon
Two crossed lines that form an ‘X’.
High annual fee
con icon
Two crossed lines that form an ‘X’.
No free night award after your account anniversary; must spend $15,000 in a year to earn
con icon
Two crossed lines that form an ‘X’.
4x points capped at $15,000 in combined purchases on dining and U.S. supermarkets
Insider’s Take
The Marriott Bonvoy Bevy™ American Express® Card is worth considering if you stay with Marriott often, want to earn points fast, and don’t mind paying a high annual fee for better earning rates and premium travel perks like Gold elite status. But the card has some notable caveats compared to some other Marriott Bonvoy credit cards that affect its overall appeal.
Product Details
Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases.
1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
With complimentary Gold Elite status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy BevyTM Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy BevyTM American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you’ll still earn rewards the way you usually do.
$250 Annual Fee.
Terms apply.
Marriott Bonvoy Bevy Annual Fee and Other Costs
The Marriott Bonvoy Bevy™ American Express® Card doesn’t add foreign transaction fees, so it’s a good option for international purchases.
The card does have a $250 annual fee, so it’s not for the casual traveler. In addition, if you carry a balance, there’s a 20.99% – 29.99% Variable APR.
There are also fees in specific situations, including cash advances, late payments, and returned payments.
How the Marriott Bonvoy Bevy Compares
Marriott Bonvoy Bevy vs other Marriott credit cards
*Bonus points at Marriott hotels are in addition to the points members would normally earn from a stay
***the Marriott Bonvoy Bevy™ American Express® Card offers a free night award after you spend at least $15,000 in a calendar year for participating Marriott Bonvoy properties that cost up to 50,000 points
****the Marriott Bonvoy Boundless® Credit Card offers an annual free night award each year after your account anniversary for participating Marriott Bonvoy properties that cost up to 35,000 points
***the Marriott Bonvoy Brilliant® American Express® Card offers an annual free night award each year after your card renewal month for participating Marriott Bonvoy properties that cost up to 85,000 points
Marriott Bonvoy Bevy vs other hotel credit cards
Marriott Bonvoy Bevy Frequently Asked Questions (FAQ)
The Marriott Bonvoy Bevy™ American Express® Card is worth it for folks who stay with Marriott often enough to get value from earning 1,000 points per stay, or who spend up to $15,000 combined annually on global restaurant and US supermarket purchases. While the card offers complimentary Gold elite status, it’s hard to predict the value you’ll get (for example, you’re not guaranteed room upgrades, and Gold status doesn’t come with perks like free breakfast).
Most occasional Marriott guests can do better with a card like the Marriott Bonvoy Boundless Card, with a much more manageable annual fee.
Most folks approved for Marriott Bonvoy credit cards have good to excellent credit (FICO score of at least 670).
Like other Marriott cards, there are some application restrictions with the $250.
If you have or have had The Ritz-Carlton® Credit Card from JPMorgan, J.P. Morgan Ritz-Carlton Rewards® Credit Card, Marriott Bonvoy Bountiful™ Card
, Marriott Bonvoy Boundless® Credit Card, Marriott Rewards® Premier Plus Credit Card from Chase, Marriott Bonvoy® Premier Credit Card from Chase, Marriott Bonvoy Bold® Credit Card
, Marriott Bonvoy® Premier Plus Business Credit Card from Chase, or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 30 days, you won’t be eligible for the $250.
You also won’t be eligible if you’ve received a new cardmember or upgrade bonus from the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, or Marriott Bonvoy Bountiful™ Card in the past 24 months, or if you opened any of those cards in the past 90 days.
Methodology: How We Reviewed the Marriott Bonvoy Bevy
The credit card experts at Insider assessed the Marriott Bonvoy Bevy™ American Express® Card by comparing it to other Marriott credit cards and to competing mid-tier hotel credit cards from other banks. We looked at several factors, including:
Simplicity — Are the card’s earning rates and benefits easy to understand? Is redeeming rewards straightforward, or are there a ton of hoops to jump through?Rewards potential — Does the card have a valuable welcome bonus and bonus categories that are useful to travelers? Do any of the bonus categories have a maximum cap?Benefits — Does the card come with perks that can save you money or improve your travel experience? Annual fee — When there’s an annual fee (especially if it’s high), is it worth it based on the benefits and rewards you get?
Here’s a deeper dive into how we rate credit cards at Insider.
Tessa Campbell
Junior Investing Reporter
Tessa Campbell is a Junior Investing Reporter for Personal Finance Insider. She reports on investing-related topics like cryptocurrency, the stock market, and retirement savings accounts. She originally joined the PFI team as a Personal Finance Reviews Fellow in 2022.
Her love of books, research, crochet, and coffee enriches her day-to-day life.
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Angela Fung
Marketing Compliance Manager
Angela Fung is the marketing compliance manager at Personal Finance Insider, overseeing a team that ensures content accuracy and editorial independence so readers are always getting up-to-date and objective financial advice. She is the primary contact for credit cards compliance and has experience managing content and partnerships for the banking, loans, and investment verticals as well.
The compliance team’s mission is to provide readers with stories that are fact-checked and current, so they can make informed financial decisions. The team also works to minimize risk for partners by making sure language is clear, precise, and fully compliant with regulatory and partner marketing guidelines that align with the editorial team.
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For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, please click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, please click here.
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.
**Enrollment required.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Trip Delay Insurance, Trip Cancellation and Interruption Insurance, and Cell Phone Protection Underwritten by New Hampshire Insurance Company, an AIG Company. Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. Car Rental Loss & Damage Insurance Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
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