* . *
  • About
  • Advertise
  • Privacy & Policy
  • Contact
Monday, September 8, 2025
Earth-News
  • Home
  • Business
  • Entertainment
    The Secret to What Made ‘CarJack’ Work on As the World Turns – yahoo.com

    The Surprising Secret Behind ‘CarJack’s’ Success on As the World Turns

    Victor Garber on his viral “And Just Like That” toilet scene: ‘I was delighted to be doing something ridiculous’ (exclusive) – yahoo.com

    Victor Garber on his viral “And Just Like That” toilet scene: ‘I was delighted to be doing something ridiculous’ (exclusive) – yahoo.com

    Pendulum Announce Homecoming 2026 Australian Tour – yahoo.com

    Pendulum Announces Thrilling Homecoming Tour Across Australia in 2026

    ITV Studios Launches New Entertainment Label – Global Bulletin – IMDb

    ITV Studios Unveils Exciting New Entertainment Label

    TS Entertainment bringing Malibu Jack’s to former Owensboro mall – Lane Report

    TS Entertainment Launches Malibu Jack’s at Former Owensboro Mall Location

    Jenny Han Dropped a Major ‘The Summer I Turned Pretty’ Easter Egg Revealing [SPOILER] – yahoo.com

    Jenny Han Just Unveiled a Huge ‘The Summer I Turned Pretty’ Easter Egg That Changes Everything [SPOILER]

  • General
  • Health
  • News

    Cracking the Code: Why China’s Economic Challenges Aren’t Shaking Markets, Unlike America’s” – Bloomberg

    Trump’s Narrow Window to Spread the Truth About Harris

    Trump’s Narrow Window to Spread the Truth About Harris

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Trending Tags

    • Trump Inauguration
    • United Stated
    • White House
    • Market Stories
    • Election Results
  • Science
  • Sports
  • Technology
    Industry partner provides Ferris State Plastics Engineering Technology students with state-of-the-art equipment to gain in-demand skills – Ferris State University

    Industry Partner Equips Ferris State Plastics Engineering Students with Cutting-Edge Technology to Boost In-Demand Skills

    Health Technology Ecosystem – Centers for Medicare & Medicaid Services | CMS (.gov)

    Discover the Future of Health Technology: Innovations Revolutionizing Patient Care

    Coherent Joins LLNL’s STARFIRE Diode Technology Working Group to Advance Inertial Fusion Energy – GlobeNewswire

    Coherent Partners with LLNL’s STARFIRE Team to Drive Breakthroughs in Inertial Fusion Energy

    Gene Associated With Deadly Heart Disease in Golden Retrievers Identified – Technology Networks

    Breakthrough Discovery Uncovers Gene Behind Deadly Heart Disease in Golden Retrievers

    Monkey Island LNG Picks ConocoPhillips’ Liquefaction Technology – Hart Energy

    Monkey Island LNG Selects ConocoPhillips’ Advanced Liquefaction Technology for Next-Gen Energy Solutions

    Credo Technology Group Holding Ltd. (CRDO) Surpasses Q1 Earnings and Revenue Estimates – Yahoo Finance

    Credo Technology Group Surpasses Q1 Earnings and Revenue Expectations

    Trending Tags

    • Nintendo Switch
    • CES 2017
    • Playstation 4 Pro
    • Mark Zuckerberg
No Result
View All Result
  • Home
  • Business
  • Entertainment
    The Secret to What Made ‘CarJack’ Work on As the World Turns – yahoo.com

    The Surprising Secret Behind ‘CarJack’s’ Success on As the World Turns

    Victor Garber on his viral “And Just Like That” toilet scene: ‘I was delighted to be doing something ridiculous’ (exclusive) – yahoo.com

    Victor Garber on his viral “And Just Like That” toilet scene: ‘I was delighted to be doing something ridiculous’ (exclusive) – yahoo.com

    Pendulum Announce Homecoming 2026 Australian Tour – yahoo.com

    Pendulum Announces Thrilling Homecoming Tour Across Australia in 2026

    ITV Studios Launches New Entertainment Label – Global Bulletin – IMDb

    ITV Studios Unveils Exciting New Entertainment Label

    TS Entertainment bringing Malibu Jack’s to former Owensboro mall – Lane Report

    TS Entertainment Launches Malibu Jack’s at Former Owensboro Mall Location

    Jenny Han Dropped a Major ‘The Summer I Turned Pretty’ Easter Egg Revealing [SPOILER] – yahoo.com

    Jenny Han Just Unveiled a Huge ‘The Summer I Turned Pretty’ Easter Egg That Changes Everything [SPOILER]

  • General
  • Health
  • News

    Cracking the Code: Why China’s Economic Challenges Aren’t Shaking Markets, Unlike America’s” – Bloomberg

    Trump’s Narrow Window to Spread the Truth About Harris

    Trump’s Narrow Window to Spread the Truth About Harris

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Trending Tags

    • Trump Inauguration
    • United Stated
    • White House
    • Market Stories
    • Election Results
  • Science
  • Sports
  • Technology
    Industry partner provides Ferris State Plastics Engineering Technology students with state-of-the-art equipment to gain in-demand skills – Ferris State University

    Industry Partner Equips Ferris State Plastics Engineering Students with Cutting-Edge Technology to Boost In-Demand Skills

    Health Technology Ecosystem – Centers for Medicare & Medicaid Services | CMS (.gov)

    Discover the Future of Health Technology: Innovations Revolutionizing Patient Care

    Coherent Joins LLNL’s STARFIRE Diode Technology Working Group to Advance Inertial Fusion Energy – GlobeNewswire

    Coherent Partners with LLNL’s STARFIRE Team to Drive Breakthroughs in Inertial Fusion Energy

    Gene Associated With Deadly Heart Disease in Golden Retrievers Identified – Technology Networks

    Breakthrough Discovery Uncovers Gene Behind Deadly Heart Disease in Golden Retrievers

    Monkey Island LNG Picks ConocoPhillips’ Liquefaction Technology – Hart Energy

    Monkey Island LNG Selects ConocoPhillips’ Advanced Liquefaction Technology for Next-Gen Energy Solutions

    Credo Technology Group Holding Ltd. (CRDO) Surpasses Q1 Earnings and Revenue Estimates – Yahoo Finance

    Credo Technology Group Surpasses Q1 Earnings and Revenue Expectations

    Trending Tags

    • Nintendo Switch
    • CES 2017
    • Playstation 4 Pro
    • Mark Zuckerberg
No Result
View All Result
Earth-News
No Result
View All Result
Home Business

What’s in Dia’s wallet: How I scored a hat trick using points in Panama

April 29, 2024
in Business
What’s in Dia’s wallet: How I scored a hat trick using points in Panama
Share on FacebookShare on Twitter

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers. 

One morning during Spring Break as I sipped coffee from my hotel balcony while watching ships enter the Panama Canal, I wondered why no one seems to be talking about how Panama is an absolute steal if you are redeeming your miles and points. So let’s do that. 

I used points in three different ways—a Panama hat trick, if you will—to pay for my plane ticket, hotel, and activities for my Panama City trip. Each way allowed me to get outsized value from my points, so I’ll go through them one-by-one so you can see how the sausage is made. I’m a bit of an outlier in that I have a larger credit card collection than most, but the principles are the same and I hope will help you think strategically about how and where you spend your hard-earned points.

Trick #1: There is wide-open availability on Copa Airlines award tickets

Copa Airlines is a vastly under-rated Star Alliance partner that is based in Panama City. The airline has a hub-and-spoke route network between North, Central and South America and serves more cities in the United States than you would imagine:

AtlantaFort LauderdaleOrlandoAustinLos AngelesSan FranciscoBaltimoreLas VegasTampaChicagoMiamiWashington DCDenverNew York

Because there are so many gateways, there are also so many more options when you are looking for award tickets. For instance, here’s coach saver availability in October from Baltimore to Panama City looking on United’s website:

United

20,000 United MileagePlus miles in coach for a five-hour flight is a pretty good deal. But a little magic can turn good to great. Let’s head over to Air Canada’s frequent flyer program, Aeroplan, and look for the same flight on the same date:

Aeroplan

That 20,000 miles just dropped to 12,500. And even better, business class on the same flight is only 25,000 miles. So for just 12,500 more miles you can get a comfy seat up front (on a five-hour flight, worth every penny), an extra checked bag, and lounge access. And on some routes, you may even get a lie-flat seat. Needless to say, that’s the option I took. For me it was an especially good deal because even though I was traveling during Easter week, award tickets on Copa were still plentiful. 

To find this deal, I used one of my favorite tools of the trade: point.me. The good news is that through a partnership with Bilt Mastercard®, I was able to search both United and Aeroplan availability for free.

To get Air Canada miles, I turned to my handy Capital One Venture X Rewards Credit Card card and transferred 50,000 Capital One Miles for a round-trip ticket in business class. Aeroplan has a ton of transfer partners that all transfer 1:1, so I also could have used Amex Membership Rewards, Bilt Rewards, or Chase Ultimate Rewards® . 

You will notice in the fine print that Air Canada charges a higher tax ($79 CAN or $58 USD) vs. United ($5.60) so if not spending a penny is your priority, you may still want to go with United. And United allows you to cancel for free, while Air Canada may charge a fee so keep that in mind as well. 

Capital One Venture X Rewards Credit Card

Intro bonus
Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening

Annual Fee
$395

Purchase APR
19.99%–29.99% variable

Foreign Transaction Fee
None

Rewards

Rewards Rates

10X 10x miles on hotels and rental cars booked through Capital One Travel
5X 5x miles on flights booked through Capital One Travel
2X 2x miles on everyday purchases

Pros and Cons

Pros

Annual $300 travel credit and 10,000 Miles upon card anniversary make up for the annual fee
Airport lounge access

Cons

Capital One Miles require effort to maximize
Limited cash redemption options

Other benefits

Other benefits

Travel protections including car rental insurance, trip cancellation/interruption and travel delay protection
Consumer protections including extended warranty and return protection

Learn more

Trick #2: Multiple points programs transfer 1:2 to Choice Privileges

Choice Privileges is the TJ Maxx of hotel rewards programs. You can’t go in guaranteeing you will find something that fits, but when you do you’ll get a great deal. That’s what happened for me in Panama City.

Choice hotels

The Radisson Panama Canal sits smack dab in front of the canal and Easter week went for 8,000 points a night. At the moment nights are available for 16,000 points per night. The hotel, which used to be a Country Inn and Suites, is by no means luxurious. But it is clean, has a lovely pool and the aforementioned perfect location for ship-spotting. Ubers are cheap and plentiful so even though it’s a bit out of the city most Ubers I took were around $5 USD. 

The secret sauce for Choice Privileges is the 1:2 transfer ratio from Citi Premier ThankYou Points and Autograph points. This means I only paid 4,000 Citi points per night for my hotel room. And I was even able to book an ocean-view suite because Choice had both the standard room and the suite bookable for the same amount of points.

Chase Sapphire Reserve®

Intro bonus
60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening

Annual fee
$550

Regular APR
22.49%–29.49% variable

Rewards

Rewards Rates

10x10x points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.
5x5x points on flights through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.
3x3x points on other travel and dining immediately after the first $300 is spent on travel purchases annually.
1x1x point on all other purchases

Pros and Cons

Pros

Generous rewards on travel and dining
Extensive list of transfer partners
Annual travel credit

Cons

High annual fee
Subject to Chase 5/24 rule

Card details

Additional perks: Airport lounge access, purchase protection, extended warranty protection, trip cancelation/interruption insurance, auto rental collision damage waiver, cell phone protection, complimentary Doordash and Instacart+ membership along with monthly Instacart+ credits

Foreign transaction fee: None

Learn More

Trick #3: Chase Sapphire Reserve gives 1.5 cents per Ultimate Rewards point for activities

The Chase Sapphire Reserve® is my go-to card for travel expenses because not only does it earn 3X points on travel (after earning the $300 travel credit), it offers comprehensive cancellation insurance and auto rental coverage. But the Sapphire Reserve’s superpower is that Ultimate Rewards points are worth 1.5 cents each when you redeem them on Chase Travel℠’s site.

Dia Adams: Chase Screenshot

I used my Ultimate Rewards point to book a whopping five activities while in Panama—two airport transfers, a walking tour, a cooking class and a catamaran tour. The interesting thing I found while researching my trip is that if a tour was offered on Viator, I could find the exact same tour on Chase Travel for the same price. Tours add up and I saved hundreds of dollars out of pocket by redeeming points in Panama.

Viator

The takeaway

I would have been thrilled to score cheap business class award tickets, to snag a deal on an ocean-front suite, or to redeem points for activities at an elevated rate. The fact that I found all three for the same trip made for a Spring Break that was not only memorable, but guilt free because my only out-of-pocket expenses were food and a Panama hat to take home as a souvenir of my hat trick.

Welcome to What’s in Dia’s wallet. In this monthly column I’ll share what’s, yes, in my wallet but also what’s on my mind. After over a decade covering credit cards, traveling an average of 100 nights a year, and earning and spending over a million points each year to do it, I’ve learned a few things. If you have questions or ideas for future topics please reach out to me at [email protected]. Dia Adams, Senior Editor

Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers. 

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying. 

>>> Read full article>>>
Copyright for syndicated content belongs to the linked Source : Fortune – https://fortune.com/recommends/credit-cards/whats-in-dias-wallet-panama-on-points/

Tags: businessDia’sWhat’s
Previous Post

Freedom Debt Relief review: Accredited debt relief company with initial results in as little as 90 days

Next Post

After threatening to resign over X, Spanish prime minister Sanchez declares he will ‘continue on with even more strength’

Six Acclaimed Artists Interpret Ecology and the Landscape for ‘Ground/work 2025’ – thisiscolossal.com

Six Acclaimed Artists Interpret Ecology and the Landscape for ‘Ground/work 2025’ – thisiscolossal.com

September 7, 2025
This Stanford computer science professor went to written exams 2 years ago because of AI. He says his students insisted on it – Fortune

Stanford Professor Returns to Written Exams After Students Demand It Amid AI Rise

September 7, 2025
Tiny thumbnails may be key for rodents’ global takeover – Science News

How Tiny Thumbnails Helped Rodents Conquer the Globe

September 7, 2025
$9 Million Stock & Warrant Deal: American Trust Leads Furniture Maker Nova LifeStyle’s Strategic Offering – Stock Titan

American Trust Fuels Nova LifeStyle’s Growth with $9 Million Stock and Warrant Investment

September 7, 2025
Industry partner provides Ferris State Plastics Engineering Technology students with state-of-the-art equipment to gain in-demand skills – Ferris State University

Industry Partner Equips Ferris State Plastics Engineering Students with Cutting-Edge Technology to Boost In-Demand Skills

September 7, 2025
Former NFL All-Pro RB has top girls basketball prospect – Yahoo Sports

Former NFL All-Pro RB has top girls basketball prospect – Yahoo Sports

September 7, 2025
Pope Leo appeals for peace in Holy Land, Ukraine, areas of world marred by war – Vatican News

Pope Leo appeals for peace in Holy Land, Ukraine, areas of world marred by war – Vatican News

September 7, 2025
The US Economy Is at a Turning Point—and the Stakes Are Higher Than You Might Think – Morningstar

The US Economy Stands at a Crucial Crossroads-Here’s Why It Matters Now More Than Ever

September 7, 2025
The Secret to What Made ‘CarJack’ Work on As the World Turns – yahoo.com

The Surprising Secret Behind ‘CarJack’s’ Success on As the World Turns

September 7, 2025
Fighting a health insurance denial? Here are 7 tips to help – Los Angeles Times

7 Powerful Strategies to Beat Health Insurance Denials and Secure the Coverage You Deserve

September 7, 2025

Categories

Archives

September 2025
MTWTFSS
1234567
891011121314
15161718192021
22232425262728
2930 
« Aug    
Earth-News.info

The Earth News is an independent English-language daily published Website from all around the World News

Browse by Category

  • Business (20,132)
  • Ecology (812)
  • Economy (829)
  • Entertainment (21,707)
  • General (16,910)
  • Health (9,871)
  • Lifestyle (843)
  • News (22,149)
  • People (832)
  • Politics (836)
  • Science (16,040)
  • Sports (21,329)
  • Technology (15,810)
  • World (811)

Recent News

Six Acclaimed Artists Interpret Ecology and the Landscape for ‘Ground/work 2025’ – thisiscolossal.com

Six Acclaimed Artists Interpret Ecology and the Landscape for ‘Ground/work 2025’ – thisiscolossal.com

September 7, 2025
This Stanford computer science professor went to written exams 2 years ago because of AI. He says his students insisted on it – Fortune

Stanford Professor Returns to Written Exams After Students Demand It Amid AI Rise

September 7, 2025
  • About
  • Advertise
  • Privacy & Policy
  • Contact

© 2023 earth-news.info

No Result
View All Result

© 2023 earth-news.info

No Result
View All Result

© 2023 earth-news.info

Go to mobile version