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Budget 2024: Adequate capital buffers, credit-deposit ratio may weaken

July 23, 2024
in News
Budget 2024: Adequate capital buffers, credit-deposit ratio may weaken
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PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance

Over a week after Reserve Bank of India (RBI) governor Shaktikanta Das highlighted persistent gap in deposit and credit growth in a meeting with CEOs of public and private sector banks, two state-run lenders — Bank of Baroda (BoB) and Bank of Maharas

Representative Picture

BS Reporter

CHALLENGES
 

The Reserve Bank of India has highlighted risks from non-banking financial companies (NBFCs) since banks have a large
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
 

Deposit growth has been sluggish

TAKEAWAYS
 

PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance     
 

Integrated technology platform for improving outcomes under IBC

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First Published: Jul 24 2024 | 1:34 AM IST

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