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    Row K Entertainment Emerges as Major New Hollywood Buyer With Splashy TIFF Shopping Spree – TheWrap

    Row K Entertainment Emerges as Major New Hollywood Buyer With Splashy TIFF Shopping Spree – TheWrap

    Charlie Hunnam Reflects on Playing a Serial Killer in Monster: The Ed Gein Story – Yahoo

    Charlie Hunnam Reveals the Dark Challenges of Playing a Serial Killer in Monster: The Ed Gein Story

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    Cracking the Code: Why China’s Economic Challenges Aren’t Shaking Markets, Unlike America’s” – Bloomberg

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The 50 Best Places To Buy a Home for Under $250,000

February 11, 2024
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A family home is one of the key elements for many Americans, providing a long-term solution to their housing and a real estate investment for their portfolio.

I’m a Financial Expert: Always Buy the Cheapest Version of These 10 Things
Also: 7 Tips Frugal People Use To Save Money When Dining Out

However, in many places in America, housing prices have started to rocket so high that homeownership has become the sort of dream that’s only imaginable for the rich. When the median home value in your area is $1 million or more, a 20% down payment alone comes to $200,000.

That’s why GOBankingRates has compiled a list of the best options for people who are ready to look beyond the beaten path for a place where buying a home is affordable and life is good. The study compiled the median home value from cities across the country, limiting itself to just those where prices are under a quarter-million dollars. It then added on factors like crime rates, unemployment and overall livability, scoring each and combining them to rank each city.

So, see if your hometown is one of the places where you can expect to be able to buy a home for a price that’s not outrageous.

Fountain Square in downtown Bowling Green.

50. Bowling Green, Kentucky

2022 average home value: $237,894
Livability score: 73
Median household income: $43,633
Unemployment rate: 3.2%
Percentage of people below the poverty line: 25.0%
Violent crime rate per 1,000 residents: 3.67
Property crime rate per 1,000 residents: 38.31

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Check Out: 15 Cheapest, Safest Places To Live in the US

View of Kansas City, Missouri skyline at dawn

49. Kansas City, Missouri

2022 average home value: $212,643
Livability score: 58
Median household income: $60,042
Unemployment rate: 2.4%
Percentage of people below the poverty line: 15.0%
Violent crime rate per 1,000 residents: 14.58
Property crime rate per 1,000 residents: 42.70

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The Arkansas River and downtown Wichita from Veterans Memorial Park at 339 Veterans Parkway in Wichita, Kansas on August 13, 2017.

48. Wichita, Kansas

2022 average home value: $175,602
Livability score: 60
Median household income: $56,374
Unemployment rate: 2.9%
Percentage of people below the poverty line: 15.2%
Violent crime rate per 1,000 residents: 11.76
Property crime rate per 1,000 residents: 47.28

Montgomery, Alabama, USA downtown skyline at night.

47. Montgomery, Alabama

2022 average home value: $128,088
Livability score: 65
Median household income: $49,989
Unemployment rate: 2.5%
Percentage of people below the poverty line: 21.2%
Violent crime rate per 1,000 residents: 6.18
Property crime rate per 1,000 residents: 36.23

Old brick house in the Old Salem Historic District, in Winston-Salem, North Carolina.

46. Winston-Salem, North Carolina

2022 average home value: $217,990
Livability score: 64
Median household income: $50,204
Unemployment rate: 3.1%
Percentage of people below the poverty line: 19.0%
Violent crime rate per 1,000 residents: 11.49
Property crime rate per 1,000 residents: 40.36

Columbus-GA

45. Columbus, Georgia

2022 average home value: $138,836
Livability score: 60
Median household income: $50,542
Unemployment rate: 3.3%
Percentage of people below the poverty line: 19.5%
Violent crime rate per 1,000 residents: 7.17
Property crime rate per 1,000 residents: 26.34

Find: The Average American Spends This Much on Rent — See How You Stack Up

Evansville is a city in and the county seat of Vanderburgh County, Indiana, United States.

44. Evansville, Indiana

2022 average home value: $167,195
Livability score: 58
Median household income: $45,649
Unemployment rate: 2.3%
Percentage of people below the poverty line: 19.9%
Violent crime rate per 1,000 residents: 7.44
Property crime rate per 1,000 residents: 36.71

Abraham Lincoln statue in front of the Illinois State Capital Building in Springfield, Illinois - Image.

43. Springfield, Illinois

2022 average home value: $135,537
Livability score: 61
Median household income: $57,596
Unemployment rate: 3.6%
Percentage of people below the poverty line: 18.5%
Violent crime rate per 1,000 residents: 8.38
Property crime rate per 1,000 residents: 38.12

Elkhart, Indiana, USA - August 24, 2014: View of the downtown of the city of Elkhart, in the State of Indiana.

42. Elkhart, Indiana

2022 average home value: $185,429
Livability score: 65
Median household income: $43,868
Unemployment rate: 2.5%
Percentage of people below the poverty line: 19.6%
Violent crime rate per 1,000 residents: 12.85
Property crime rate per 1,000 residents: 31.40

summer footbridge and lake In Lubbock Texas.

41. Lubbock, Texas

2022 average home value: $195,999
Livability score: 68
Median household income: $54,060
Unemployment rate: 2.9%
Percentage of people below the poverty line: 19.4%
Violent crime rate per 1,000 residents: 10.85
Property crime rate per 1,000 residents: 38.53

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Lafayette is a small City in the State of Louisiana - Image.

40. Lafayette, Louisiana

2022 average home value: $202,790
Livability score: 73
Median household income: $55,329
Unemployment rate: 3.1%
Percentage of people below the poverty line: 19.5%
Violent crime rate per 1,000 residents: 6.04
Property crime rate per 1,000 residents: 41.26

Edinburg Texas.

39. Topeka, Kansas

2022 average home value: $159,014
Livability score: 61
Median household income: $50,870
Unemployment rate: 2.7%
Percentage of people below the poverty line: 15.2%
Violent crime rate per 1,000 residents: 7.11
Property crime rate per 1,000 residents: 45.16

Corpus Christi Municipal Marina in Texas

38. Corpus Christi, Texas

2022 average home value: $205,269
Livability score: 69
Median household income: $59,993
Unemployment rate: 4.5%
Percentage of people below the poverty line: 17.0%
Violent crime rate per 1,000 residents: 8.79
Property crime rate per 1,000 residents: 32.65

Pittsburgh-Pennsylvania

37. Pittsburgh, Pennsylvania

2022 average home value: $211,339
Livability score: 75
Median household income: $54,036
Unemployment rate: 3.7%
Percentage of people below the poverty line: 19.7%
Violent crime rate per 1,000 residents: 5.98
Property crime rate per 1,000 residents: 30.02

Next: Baby Boomers Transfer Property to Children To Secure Generational Wealth

McAllen, TX / USA - June 22, 2019: Rio Grande river on the US side - Image.

36. McAllen, Texas

2022 average home value: $195,966
Livability score: 81
Median household income: $52,422
Unemployment rate: 6.8%
Percentage of people below the poverty line: 21.0%
Violent crime rate per 1,000 residents: 1.82
Property crime rate per 1,000 residents: 18.27

Greensboro, North Carolina, USA downtown skyline.

35. Greensboro, North Carolina

2022 average home value: $228,026
Livability score: 66
Median household income: $51,667
Unemployment rate: 3.6%
Percentage of people below the poverty line: 17.4%
Violent crime rate per 1,000 residents: 8.86
Property crime rate per 1,000 residents: 36.0

Armand Bayou in Pasadena Texas

34. Pasadena, Texas

2022 average home value: $206,139
Livability score: 71
Median household income: $61,182
Unemployment rate: 3.9%
Percentage of people below the poverty line: 17.9%
Violent crime rate per 1,000 residents: 6.35
Property crime rate per 1,000 residents: 25.24

Kansas City Kansas

33. Kansas City, Kansas

2022 average home value: $161,492
Livability score: 59
Median household income: $50,707
Unemployment rate: 2.4%
Percentage of people below the poverty line: 18.4%
Violent crime rate per 1,000 residents: 4.72
Property crime rate per 1,000 residents: 21.54

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Louisville Kentucky

32. Louisville, Kentucky

2022 average home value: $224,899
Livability score: 64
Median household income: $58,357
Unemployment rate: 2.7%
Percentage of people below the poverty line: 15.2%
Violent crime rate per 1,000 residents: 9.79
Property crime rate per 1,000 residents: 33.0

Wichita Falls is a city in and the county seat of Wichita County, Texas, United States.

31. Wichita Falls, Texas

2022 average home value: $147,753
Livability score: 75
Median household income: $50,856
Unemployment rate: 3.3%
Percentage of people below the poverty line: 18.5%
Violent crime rate per 1,000 residents: 5.82
Property crime rate per 1,000 residents: 31.59

Grand Rapids Michigan skyline along the banks of the Grand river.

30. Grand Rapids, Michigan

2022 average home value: $238,003
Livability score: 67
Median household income: $55,385
Unemployment rate: 3.1%
Percentage of people below the poverty line: 18.6%
Violent crime rate per 1,000 residents: 9.82
Property crime rate per 1,000 residents: 25.81

Lake Charles, Lousiana

29. Lake Charles, Louisiana

2022 average home value: $181,000
Livability score: 70
Median household income: $49,913
Unemployment rate: 3.0%
Percentage of people below the poverty line: 20.8%
Violent crime rate per 1,000 residents: 4.69
Property crime rate per 1,000 residents: 24.24

I’m a Real Estate Agent: These Will Be the Best States To Buy Property in the Next 5 Years

Birds Flying Over Pier Topsail Island Beach Jacksonville, NC.

28. Jacksonville, North Carolina

2022 average home value: $205,393
Livability score: 71
Median household income: $47,483
Unemployment rate: 3.7%
Percentage of people below the poverty line: 16.3%
Violent crime rate per 1,000 residents: 3.76
Property crime rate per 1,000 residents: 19.09

Killeen, Texas - August 25th 2016: Residential neighborhood in the South with blue sky in the background.

27. Killeen, Texas

2022 average home value: $213,014
Livability score: 67
Median household income: $52,072
Unemployment rate: 4.0%
Percentage of people below the poverty line: 15.7%
Violent crime rate per 1,000 residents: 6.19
Property crime rate per 1,000 residents: 17.18

Davenport skyline along the banks of the Mississippi RiverMore Davenport images.

26. Davenport, Iowa

2022 average home value: $160,993
Livability score: 69
Median household income: $56,315
Unemployment rate: 3.7%
Percentage of people below the poverty line: 15.8%
Violent crime rate per 1,000 residents: 6.63
Property crime rate per 1,000 residents: 36.16

Warren, Michigan

25. Warren, Michigan

2022 average home value: $184,946
Livability score: 70
Median household income: $55,153
Unemployment rate: 3.2%
Percentage of people below the poverty line: 15.3%
Violent crime rate per 1,000 residents: 5.24
Property crime rate per 1,000 residents: 15.61

Could You Afford a Vacation Home in Europe? Check Out the Prices in These 8 Cities

High angle view of Roanoke Virginia with famous church in the background -- St Andrews Catholic Church.

24. Roanoke, Virginia

2022 average home value: $224,331
Livability score: 75
Median household income: $48,476
Unemployment rate: 2.6%
Percentage of people below the poverty line: 18.4%
Violent crime rate per 1,000 residents: 4.90
Property crime rate per 1,000 residents: 38.77

Circular Town Center, Indianapolis, Indiana - Image.

23. Indianapolis, Indiana

2022 average home value: $212,980
Livability score: 65
Median household income: $54,321
Unemployment rate: 2.2%
Percentage of people below the poverty line: 16.4%
Violent crime rate per 1,000 residents: 7.32
Property crime rate per 1,000 residents: 35.20

Laredo is the county seat of Webb County, Texas, United States, on the north bank of the Rio Grande in South Texas, across from Nuevo Laredo, Tamaulipas, Mexico.

22. Laredo, Texas

2022 average home value: $196,466
Livability score: 72
Median household income: $55,603
Unemployment rate: 3.7%
Percentage of people below the poverty line: 22.2%
Violent crime rate per 1,000 residents: 3.15
Property crime rate per 1,000 residents: 12.37

Skyline of High Point, North Carolina

21. High Point, North Carolina

2022 average home value: $206,176
Livability score: 62
Median household income: $54,331
Unemployment rate: 3.6%
Percentage of people below the poverty line: 14.6%
Violent crime rate per 1,000 residents: 5.22
Property crime rate per 1,000 residents: 27.82

Related: 10 Affordable US Small Towns With a Great Quality of Life

Odessa is a city in and the county seat of Ector County, Texas, United States.

20. Odessa, Texas

2022 average home value: $198,665
Livability score: 63
Median household income: $66,769
Unemployment rate: 3.8%
Percentage of people below the poverty line: 13.4%
Violent crime rate per 1,000 residents: 5.92
Property crime rate per 1,000 residents: 25.98

Carnegie Library in Bryan, Texas

19. Bryan, Texas

2022 average home value: $239,999
Livability score: 73
Median household income: $49,181
Unemployment rate: 2.8%
Percentage of people below the poverty line: 23.5%
Violent crime rate per 1,000 residents: 5.79
Property crime rate per 1,000 residents: 19.60

High Dynamic Range HDR Photo of Downtown Columbus Ohio.

18. Columbus, Ohio

2022 average home value: $235,400
Livability score: 73
Median household income: $58,575
Unemployment rate: 3.1%
Percentage of people below the poverty line: 18.4%
Violent crime rate per 1,000 residents: 5.96
Property crime rate per 1,000 residents: 33.16

Bricktown Canal in Oklahoma City, Oklahoma

17. Oklahoma City, Oklahoma

2022 average home value: $182,569
Livability score: 69
Median household income: $59,679
Unemployment rate: 2.4%
Percentage of people below the poverty line: 14.9%
Violent crime rate per 1,000 residents: 6.29
Property crime rate per 1,000 residents: 37.37

More: 5 Reasons the Housing Market Is Reversing

Historic home of President Harry S. Truman in Independence, Missouri.

16. Independence, Missouri

2022 average home value: $177,135
Livability score: 71
Median household income: $53,996
Unemployment rate: 2.4%
Percentage of people below the poverty line: 14.3%
Violent crime rate per 1,000 residents: 5.52
Property crime rate per 1,000 residents: 35.88

City view with Bonaza church in the centre of El Paso village on the western part of La Palma island.

15. El Paso, Texas

2022 average home value: $190,159
Livability score: 74
Median household income: $51,325
Unemployment rate: 4.0%
Percentage of people below the poverty line: 18.3%
Violent crime rate per 1,000 residents: 2.54
Property crime rate per 1,000 residents: 12.73

Close up on an antique map of the county of Hamilton, state of Iowa.

14. Hamilton, Iowa

2022 average home value: $241,626
Livability score: 74
Median household income: $50,034
Unemployment rate: 3.1%
Percentage of people below the poverty line: 16.4%
Violent crime rate per 1,000 residents: 4.92
Property crime rate per 1,000 residents: 31.95

Pensacola Florida skyline

13. Pensacola, Florida

2022 average home value: $234,795
Livability score: 69
Median household income: $59,119
Unemployment rate: 2.3%
Percentage of people below the poverty line: 15.3%
Violent crime rate per 1,000 residents: 6.22
Property crime rate per 1,000 residents: 27.74

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Longview_Texas_iStock-1359209897

12. Longview, Texas

2022 average home value: $200,386
Livability score: 78
Median household income: $53,854
Unemployment rate: 4.0%
Percentage of people below the poverty line: 18.6%
Violent crime rate per 1,000 residents: 3.50
Property crime rate per 1,000 residents: 25.23

Abilene is a city in Taylor and Jones counties in West Texas, United States.

11. Abilene, Texas

2022 average home value: $174,950
Livability score: 75
Median household income: $54,493
Unemployment rate: 3.2%
Percentage of people below the poverty line: 15.4%
Violent crime rate per 1,000 residents: 4.78
Property crime rate per 1,000 residents: 20.68

Amarillo, U.S.A. - May 21 2011: Texas, Route 66, the buildings of the city center

10. Amarillo, Texas

2022 average home value: $181,193
Livability score: 73
Median household income: $55,174
Unemployment rate: 2.6%
Percentage of people below the poverty line: 15.8%
Violent crime rate per 1,000 residents: 7.46
Property crime rate per 1,000 residents: 33.71

Tyler-Texas

9. Tyler, Texas

2022 average home value: $222,562
Livability score: 70
Median household income: $58,385
Unemployment rate: 3.3%
Percentage of people below the poverty line: 14.9%
Violent crime rate per 1,000 residents: 4.50
Property crime rate per 1,000 residents: 26.44

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Norman, Oklahoma, USA - April 24, 2018: Daytime view of the quaint and historic Main Street in the downtown district in the third-largest city in Oklahoma.

8. Norman, Oklahoma

2022 average home value: $227,192
Livability score: 76
Median household income: $59,866
Unemployment rate: 2.4%
Percentage of people below the poverty line: 16.7%
Violent crime rate per 1,000 residents: 3.17
Property crime rate per 1,000 residents: 31.23

Hampton Virginia lighthouse

7. Hampton, Virginia

2022 average home value: $233,401
Livability score: 72
Median household income: $59,380
Unemployment rate: 3.0%
Percentage of people below the poverty line: 14.4%
Violent crime rate per 1,000 residents: 2.87
Property crime rate per 1,000 residents: 24.99

DES MOINES, IOWA - JULY 11, 2018: Des Moines, Iowa Skyline from the Pappajohn Sculpture Park.

6. Des Moines, Iowa

2022 average home value: $179,879
Livability score: 75
Median household income: $58,444
Unemployment rate: 2.8%
Percentage of people below the poverty line: 15.3%
Violent crime rate per 1,000 residents: 6.32
Property crime rate per 1,000 residents: 31.89

Lynchburg, Virginia

5. Lynchburg, Virgina

2022 average home value: $216,265
Livability score: 82
Median household income: $54,015
Unemployment rate: 2.9%
Percentage of people below the poverty line: 17.6%
Violent crime rate per 1,000 residents: 4.20
Property crime rate per 1,000 residents: 20.90

Real Estate Agents Say: Buy Property in These 5 States To Be Rich in 5 Years

Green Bay Wisconsin

4. Greenbay, Wisconsin

2022 average home value: $206,384
Livability score: 70
Median household income: $55,221
Unemployment rate: 2.1%
Percentage of people below the poverty line: 15.4%
Violent crime rate per 1,000 residents: 4.54
Property crime rate per 1,000 residents: 15.22

Joliet is a city in Kendall and Will counties in the U.

3. Joliet, Illinois

2022 average home value: $205,688
Livability score: 70
Median household income: $77,373
Unemployment rate: 4.2%
Percentage of people below the poverty line: 10.7%
Violent crime rate per 1,000 residents: 5.05
Property crime rate per 1,000 residents: 11.51

Fort Wayne Indiana

2. Fort Wayne, Indiana

2022 average home value: $195,509
Livability score: 75
Median household income: $53,978
Unemployment rate: 2.2%
Percentage of people below the poverty line: 15.5%
Violent crime rate per 1,000 residents: 2.64
Property crime rate per 1,000 residents: 23.13

A Placid Summer's Day in Edmond, Oklahoma - Image.

1. Cedar Rapids, Iowa

2022 average home value: $187,941
Livability score: 76
Median household income: $63,170
Unemployment rate: 3.5%
Percentage of people below the poverty line: 11.2%
Violent crime rate per 1,000 residents: 3.41
Property crime rate per 1,000 residents: 26.78

Joel Anderson contributed to the reporting for this article.

Methodology: In order to find the 50 best places to buy a home for under $250,000, GOBankingRates looked at the 100 most populous cities where home values from Jan. 2022 to Jan. 2023 did not go above $250,000 and had an average during that same period below $250,000 according to Zillow’s Jan. 2023 data. Once these 100 cities were identified, GOBankingRates looked at the following factors: (1) median household income as sourced from the United States Census Bureau’s 2021 American Community Survey; (2) an overall livability score out of 100 sourced from AreaVibes; (3) violent crime rate per 1,000 residents and (4) property crime rate per 1,000residents, both sourced from Neighborhood Scout; (5) Metropolitan Statistical Area unemployment rate from the Bureau of Labor Statistics’ preliminary data for December 2022; (6) percent of population living below the poverty line sourced from the United States Census Bureau’s 2021 American Community Survey; and (7) an annual cost of living expenditures estimate (groceries, healthcare, utilities and transportation), based on the Bureau of Labor Statistics’ 2021 Consumer Expenditure Survey and local cost of living indices sourced from Sperling’s Best Places. All factors were then scored and combined, with the lower score being best, and then ranked to give the final placements. All data was collected on and up to date as of March 9, 2023.

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The 50 Best Places To Buy a Home for Under $250,000

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