* . *
  • About
  • Advertise
  • Privacy & Policy
  • Contact
Friday, July 11, 2025
Earth-News
  • Home
  • Business
  • Entertainment
    Immersive sports and entertainment venue Cosm set to build its 5th location in Cleveland – WKYC

    Cosm Reveals Exciting Vision for Its 5th Immersive Sports and Entertainment Venue in Cleveland

    Monumental Sports & Entertainment’s Samantha Brady on the Power of the RSN’s Direct-to-Consumer Streaming Service Monumental+ – Sports Video Group

    Samantha Brady Reveals How Monumental+ is Transforming Sports Streaming with Direct-to-Consumer Access

    Moses Singer Welcomes Entertainment and Intellectual Property Partner Frederick Bimbler – Yahoo Finance

    Moses Singer Expands Team with New Entertainment and Intellectual Property Partner Frederick Bimbler

    Longhua District and Max-Matching Entertainments, supported by RWS Global forge strategic partnership to develop international IP-themed entertainment complex – Amusement Today

    Longhua District and Max-Matching Entertainments, supported by RWS Global forge strategic partnership to develop international IP-themed entertainment complex – Amusement Today

    Government whip to withdraw Entertainment Complex Bill on July 9 – Nation Thailand

    Government whip to withdraw Entertainment Complex Bill on July 9 – Nation Thailand

    Magicians and Battlebots light up Las Vegas entertainment scene – KSNV

    Magicians and Battlebots Take Las Vegas Entertainment by Storm

  • General
  • Health
  • News

    Cracking the Code: Why China’s Economic Challenges Aren’t Shaking Markets, Unlike America’s” – Bloomberg

    Trump’s Narrow Window to Spread the Truth About Harris

    Trump’s Narrow Window to Spread the Truth About Harris

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Trending Tags

    • Trump Inauguration
    • United Stated
    • White House
    • Market Stories
    • Election Results
  • Science
  • Sports
  • Technology
    2025 WE Local Prague Recap: Inspiring Women in Engineering and Technology – Society of Women Engineers

    2025 WE Local Prague Recap: Inspiring Women in Engineering and Technology – Society of Women Engineers

    SMPTE Opens Early Bird Registration for Media Technology Summit – TVTechnology

    SMPTE Launches Early Bird Registration for Exciting Media Technology Summit

    Google Fiber puts Nokia network slicing technology to the test – Fierce Network

    Google Fiber Puts Nokia’s Network Slicing Technology to the Ultimate Test

    Kaseya Extends Community Investment with Addition of Technology Marketing Toolkit – Kaseya

    Kaseya Extends Community Investment with Addition of Technology Marketing Toolkit – Kaseya

    AI and the Trust Revolution: How Technology Is Transforming Human Connections – Foreign Affairs

    AI and the Trust Revolution: How Technology Is Transforming Human Connections – Foreign Affairs

    Technology And Construction Names Join Top Stock Lists: Check Out Additions To IBD 50, Big Cap 20 And More – Investor’s Business Daily

    Technology and Construction Leaders Surge Into Top Stock Rankings: See the Latest Additions to IBD 50, Big Cap 20, and More

    Trending Tags

    • Nintendo Switch
    • CES 2017
    • Playstation 4 Pro
    • Mark Zuckerberg
No Result
View All Result
  • Home
  • Business
  • Entertainment
    Immersive sports and entertainment venue Cosm set to build its 5th location in Cleveland – WKYC

    Cosm Reveals Exciting Vision for Its 5th Immersive Sports and Entertainment Venue in Cleveland

    Monumental Sports & Entertainment’s Samantha Brady on the Power of the RSN’s Direct-to-Consumer Streaming Service Monumental+ – Sports Video Group

    Samantha Brady Reveals How Monumental+ is Transforming Sports Streaming with Direct-to-Consumer Access

    Moses Singer Welcomes Entertainment and Intellectual Property Partner Frederick Bimbler – Yahoo Finance

    Moses Singer Expands Team with New Entertainment and Intellectual Property Partner Frederick Bimbler

    Longhua District and Max-Matching Entertainments, supported by RWS Global forge strategic partnership to develop international IP-themed entertainment complex – Amusement Today

    Longhua District and Max-Matching Entertainments, supported by RWS Global forge strategic partnership to develop international IP-themed entertainment complex – Amusement Today

    Government whip to withdraw Entertainment Complex Bill on July 9 – Nation Thailand

    Government whip to withdraw Entertainment Complex Bill on July 9 – Nation Thailand

    Magicians and Battlebots light up Las Vegas entertainment scene – KSNV

    Magicians and Battlebots Take Las Vegas Entertainment by Storm

  • General
  • Health
  • News

    Cracking the Code: Why China’s Economic Challenges Aren’t Shaking Markets, Unlike America’s” – Bloomberg

    Trump’s Narrow Window to Spread the Truth About Harris

    Trump’s Narrow Window to Spread the Truth About Harris

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    Israel-Gaza war live updates: Hamas leader Ismail Haniyeh assassinated in Iran, group says

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    PAP Boss to Niger Delta Youths, Stay Away from the Protest

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Court Restricts Protests In Lagos To Freedom, Peace Park

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Fans React to Jazz Jennings’ Inspiring Weight Loss Journey

    Trending Tags

    • Trump Inauguration
    • United Stated
    • White House
    • Market Stories
    • Election Results
  • Science
  • Sports
  • Technology
    2025 WE Local Prague Recap: Inspiring Women in Engineering and Technology – Society of Women Engineers

    2025 WE Local Prague Recap: Inspiring Women in Engineering and Technology – Society of Women Engineers

    SMPTE Opens Early Bird Registration for Media Technology Summit – TVTechnology

    SMPTE Launches Early Bird Registration for Exciting Media Technology Summit

    Google Fiber puts Nokia network slicing technology to the test – Fierce Network

    Google Fiber Puts Nokia’s Network Slicing Technology to the Ultimate Test

    Kaseya Extends Community Investment with Addition of Technology Marketing Toolkit – Kaseya

    Kaseya Extends Community Investment with Addition of Technology Marketing Toolkit – Kaseya

    AI and the Trust Revolution: How Technology Is Transforming Human Connections – Foreign Affairs

    AI and the Trust Revolution: How Technology Is Transforming Human Connections – Foreign Affairs

    Technology And Construction Names Join Top Stock Lists: Check Out Additions To IBD 50, Big Cap 20 And More – Investor’s Business Daily

    Technology and Construction Leaders Surge Into Top Stock Rankings: See the Latest Additions to IBD 50, Big Cap 20, and More

    Trending Tags

    • Nintendo Switch
    • CES 2017
    • Playstation 4 Pro
    • Mark Zuckerberg
No Result
View All Result
Earth-News
No Result
View All Result
Home Technology

The changes I’d like to see in an Apple Card revamp

July 28, 2024
in Technology
The changes I’d like to see in an Apple Card revamp
Share on FacebookShare on Twitter

With Apple Card approaching 5 years old, I think it’s about time that we see some changes with Apple’s first credit card. After all, Goldman Sachs is set to exit the Apple Card partnership within the next year, so Apple will have to find a new partner bank. In that process, it’s likely that we’ll see a couple changes with the credit card.

Apple Card as it stands today

Apple Card launched in 2019, and at the time, it was a pretty decent credit card. It offered 2% cash back on all purchases with Apple Pay, and 3% cash back on Apple purchases. Apple provided a clean interface, making it easy for people to understand how their credit card actually works. The card also offered no late fees or foreign transaction fees, which is still uncommon for no annual fee cards, even today.

Over time, Apple has added a couple things to make the card more appealing, such as 0% APR financing on Apple products, as well as expanding 3% cash back to some partner merchants. They’ve also had various promos from time to time, such as one providing 6% back on EV charging for a limited time. However, with the rapidly evolving credit card landscape, I think Apple should add even more to the card.

apple card savings account

Expansion of 3% Daily Cash

Right now, Apple Card offers 3% back at Apple, Ace Hardware, Duane Reade, Exxon, Mobil, Nike, Panera Bread, T-Mobile, Uber, Uber Eats, and Walgreens. While these partner merchants do help you earn more cash back on some everyday purchases, there’s a lot to be desired with this list.

For one, Apple has no sort of grocery store partners. Given the fact that the Apple Card has been responsible for over $1 billion in losses for Goldman Sachs, I don’t expect Apple to add any sort of widespread categories that cover all grocery stores. However, it’d be nice to see some sort of coverage in this field. They could partner with a nationwide store like Whole Foods or Trader Joes, or even throw in something like Instacart for people who prefer getting their groceries delivered.

A number of popular credit cards offer rewards on your groceries, so it’d be nice for Apple to offer something to compete, especially since groceries are a big category of spend for most people.

Uber Eats is a nice partner to represent dining, since you can set the app to pickup and effectively order any food at normal restaurant pricing. If Apple could get some additional partner restaurants included on the list that’d be great, although I wouldn’t expect much.

4% Daily Cash at Apple

Since the Apple Card launched in 2019, some credit cards from American Express, Bank of America, and U.S. Bank have added 3% back (or more) for online retail purchases, allowing you to earn the same 3% at Apple; as well as many other online stores, such as Best Buy and Amazon.

For that reason, I think it’d be great if Apple gave customers more than 3% back on Apple. After all, other store cards provide 5% cash back on their purchases, such as the Amazon Prime Visa. I think 4% would be a respectable rate, especially given how expensive some Apple products are.

Better rewards with the Titanium card

Apple went out of their way to create one of the most premium physical cards on the market. They made it out of solid titanium, and it looks very clean – with no numbers or unnecessary text on the card. It just has your name, alongside the Apple, Mastercard, and Goldman Sachs logos. Despite this fact, you aren’t really incentivized to use this physical card.

Apple Card earns 2% cash back with Apple Pay, and only 1% cash back when using the physical card, which is pretty much bottom of the barrel when it comes to rewards credit cards. I’d still expect Apple to want to incentivize people to use Apple Pay, but it would be nice if the physical card earned 1.5% cash back when you use it. It’s not the best in the game, but it’d undoubtedly make the card more appealing, especially if you often visit places that don’t accept Apple Pay, like Walmart.

Apple Card 0% financing

Better approval process for beginners

It’s often stated that Apple Card is a great credit card for those starting off, primarily because of the clean design in the Wallet app. Apple Card makes it easy to understand exactly how much interest you’ll be paying, and sorts your spending into different categories to help with budgeting. In theory, this would prevent credit card beginners from getting themselves into bad debt. However, it doesn’t actually work like that in practice.

In reality, it’s quite hard to get approved if you’re younger, even if you have good income. Most likely, if you’re a college student, you’ll end up getting denied for the card.

Goldman Sachs clearly wants people with a decent amount of established credit, but I think that’s sort of counterintuitive to everything about the Apple Card. People with established credit already likely understand how to avoid interest charges and to pay their cards on time.

Even if Apple Card only gave smaller $200-1000 limits to younger users with a lack of credit history, it would be great to see the card become beginner friendly. That way, teens and young adults would be able to build their credit through Apple.

How do you feel about the Apple Card? Are there any other changes you’d like to see? Let us know in the comments below.

FTC: We use income earning auto affiliate links. More.

>>> Read full article>>>
Copyright for syndicated content belongs to the linked Source : 9to5Mac – https://9to5mac.com/2024/07/27/the-changes-id-like-to-see-in-an-apple-card-revamp/

Tags: “I’dChangestechnology
Previous Post

Get three months free Apple TV+ when you subscribe to a streamer on Twitch

Next Post

Apple Store Workers in Maryland reach ‘historic’ union contract with Apple

This week in science: a comet, plastic-eating bugs, and how altitude changes smell – KUOW

This week in science: a comet, plastic-eating bugs, and how altitude changes smell – KUOW

July 11, 2025
Science Museum of Minnesota cutting more than 40 full-time employees – CBS News

Science Museum of Minnesota to Cut More Than 40 Full-Time Jobs

July 11, 2025
Doctors say we’ve been misled about weight and health – ScienceDaily

Doctors Reveal the Truth About Weight and Health That You’ve Been Misled About

July 11, 2025
Sierra Club breaks record for world’s largest display of origami fish to protest Line 5 – News From The States

Sierra Club Creates Giant Origami Fish to Break World Record and Protest Line 5

July 11, 2025
Senate Democrat: Trump economy full of ‘uncertainty,’ ‘chaos’ – The Hill

Senate Democrat Warns of ‘Uncertainty’ and ‘Chaos’ in Trump Economy

July 11, 2025
Arts and entertainment events happening July 10th-13th across the Mid-Ohio Valley – WTAP

Unmissable Arts and Entertainment Events Happening July 10th-13th in the Mid-Ohio Valley

July 11, 2025
World’s Premier Cancer Institute Faces Crippling Cuts and Chaos – KFF Health News

World’s Leading Cancer Institute Grapples with Devastating Cuts and Turmoil

July 11, 2025
South Korea’s Yoon detained for a second time over martial law – Al Jazeera

South Korea’s Yoon detained for a second time over martial law – Al Jazeera

July 11, 2025
2025 WE Local Prague Recap: Inspiring Women in Engineering and Technology – Society of Women Engineers

2025 WE Local Prague Recap: Inspiring Women in Engineering and Technology – Society of Women Engineers

July 10, 2025
Bulldogs Land Eight on Athlon Sports Preseason All-CUSA Team – LA Tech Athletics

Bulldogs Shine with Eight Players Named to Preseason All-CUSA Team

July 10, 2025

Categories

Archives

July 2025
MTWTFSS
 123456
78910111213
14151617181920
21222324252627
28293031 
« Jun    
Earth-News.info

The Earth News is an independent English-language daily published Website from all around the World News

Browse by Category

  • Business (20,132)
  • Ecology (714)
  • Economy (738)
  • Entertainment (21,626)
  • General (15,824)
  • Health (9,775)
  • Lifestyle (745)
  • News (22,149)
  • People (740)
  • Politics (748)
  • Science (15,956)
  • Sports (21,236)
  • Technology (15,723)
  • World (721)

Recent News

This week in science: a comet, plastic-eating bugs, and how altitude changes smell – KUOW

This week in science: a comet, plastic-eating bugs, and how altitude changes smell – KUOW

July 11, 2025
Science Museum of Minnesota cutting more than 40 full-time employees – CBS News

Science Museum of Minnesota to Cut More Than 40 Full-Time Jobs

July 11, 2025
  • About
  • Advertise
  • Privacy & Policy
  • Contact

© 2023 earth-news.info

No Result
View All Result

© 2023 earth-news.info

No Result
View All Result

© 2023 earth-news.info

Go to mobile version